Lending Stream respond to your needs, by getting you the money same-day. They can help you by lending up to £600 if you are a first-time customer. Regular customers can take out up to £720. They offer their loans over either 4, 5 or 6 months so you can spread the loan out over a longer time. They call this a Short-term monthly instalment loan Short-term because their loan repayments do not extend beyond 6 months. Instalment because you can repay your loan in parts every month so it's light on your budget
You can apply online at Lending Stream or over the phone. To apply online, just click the Apply button below or visit our application form here, we'll help you find a loan with lending stream and if they can help you we'll find the next best option.
The charge for credit will be either £20, £25 or £30 per £100 borrowed a month, depending on your individual application and Lending Stream's discretion. Things that will affect this will be your credit history, employment status and your credit score. Credit checks are performed for this loan.
Reviews
By: Asdh
"GREAT SERVICE"
ITS GREAT
By: louisa
"very good would recommend"
lending stream offer good repayment system and fast pay out.also can loan on top of a loan already outstanding.would strongly recommend
By: Paul
"Short Term Loans"
You often don't know what your signing when your in desperate need for cash, lending stream charges are clear plus you get 4-6 months to clear the debt.
The charges are clearer than most lenders. I was able to sort out my financial situation and pay back the loan comfortably.
By: mark
"mr"
money fast, just when you need it
By: joseph
"amazing"
quick great method and flexibilty.
By: TC
"Spot On"
Really easy to apply. No hassle bosh bosh done!!!!!!
By: richard
"good service"
exellent service
By: andy
"the best"
very fast and very easy to do
By: Kevin Wheldon
"Kev W"
Quick and hassle free.
By: Lee
"Great Service"
Excllent and efficient
By: Wesley
"Fantastic company"
If only everything in life was this simple. Just needed a quick loan to help repair my car. These guys saved my job as no car meant no job. Many thanks.
By: Andy
"Very Helpful and extremely quick payment"
It only took me 7 minutes to apply and have the loan approved. 5mins later it was being sent to my bank and was in the account within an hour. spoken to customer services a few time and they are all extremely helpful and very quick at sorting out any problems I had. First class service
By: James
"Works Perfectly"
Lending Stream that helped me right when I was in real trouble. I was looking for some urgent cash before 10 days of my next pay day. I have asked some of my friends but all went hopeless, then I started searching online for some useful information and got the link of their website. After reading the important information I have applied for the pay day loan of £160 with a small hope. I was waiting for their response and they called me for some information. After some time I have seen money has been transferred directly into my bank account. I was so happy with this money that I have written a thank you mail to them instantly.
By: Kelston Davis
"So easy"
Great customer service with proactive support - thankyou
By: Callum
"Lending Stream"
Lending stream have great customer service, The company is very professional and the whole company gives you confidence. The fees are low and there are bonuses for longer serving customers. Used to use conga and payday express for any topup loans i needed but i have found my new favourite
By: Mr Karim
"Lending Stream"
Quick and easy to apply and all infomation easy to see
By: DAN
"PAYDAY LOAN"
SPEEDY PROCESS AND EASY APPLICATION
By: robert guthrie
"exelent service"
with being new to internet i found instructions easy to follow
By: Kevin
"Thanks great and easy and fast"
just needed a little to fix my car never thought it could be so easy !!
By: Mr x
"Great service"
Very good cuastomer service and always helpfull.
By: Bartosz
"Best Easy Credit Lender Out There"
I have to say that Lending Stream is really simple, reliable and quick in response. They also willing to let more money than any other lender on the market.
By: david millward
"TOP LOAN COMPANY"
Fast, brilliant and excellent service
By: alan hill
"easy to control the finance"
Lending Stream make it easy to control the finanace - the repayment terms are very convenient
By: mandinka
"helpful"
this is an easy to use website with clear instructions, the compay to do not allow you to borrow beyond your repayment means, make the repayments easy to understand and give you options, when speaking to agents they are clear precise and friendly, over all a brill service
By: Audrius
"good service"
i like it
By: karen Stanford
"Very Efficent"
i feel I have always gotten a quick reliable friendly service, there is no hard sell no hard paperwork to fill out and you get an answer in minutes of filling out the quick easy form. i would throughly recommand lendingstream to friends and family. I use them time again when i need abit of extra help until pay day. Highly recommand lending stream.
By: dave
"cant be beaten"
excellent people to deal with.. customer service is brilliant,,,,,very helpful
By: emma wilby
"i love lending stream thy have really helped me out!!"
i think your company r as straight talking and give instant results and have helped me out when others haven't THANX EVER SO MUCH!!!!
By: Pamela
"My Loan Experience"
Speedy service... No hassle and very quick response.
By: k mcgrattan
"5 stars"
very good
By: aisha
"highly resposible lenders"
very honest lenders , who will tell you outright if they cant help you , and explain clearly exactly how much you're paying back .
By: Michelle
"Excellent lender"
Great customer service, speedy service, very helpful will be using them again if needed
By: Tom Ryan
"Excellent Service"
Clear and simple
By: susan paxman
"a good one"
good for borrowing over a longer period
By: Eve
"Best pay day lender"
I am very satisfied with the service that Lending Stream provides. As a returning customer I am very happy :) especially with the payments spread over 3 or 6 months depending on the loan amount.
By: Carole
"Great fast efficient"
This service was faast efficient and very well layed ouy easy to use. Flexible and good rates
By: Fred Davey
"Very easy and professionally laid out"
Superb online application process, easy, fast and highly professional.
By: allan
"good payday lender"
do what they send, lend you money. ok the interest is high but when you have bad credit like me they offer you the money. not a rip off agent like some but just be aware of the interest
By: David
"Simple and fast"
Simple, hassle free loan. Invaluable for emergencies such as car repairs. Also cheaper than being hit with several bank charges. Highly recommended!!
By: jimmy
"top draw"
qucik fast reliable service whenever your short would recommend to anyone
By: davie
"quick easy and fast response....thanks"
very quick easy and straight forward to request a loan....will use again....thanks
By: Richard E
"Fast Simple and Clear"
I was in trouble this month due to car breaking down, mot and tax all at once and then the fuel shortage. I have bad credit and nobody would help. I stumbled across this site and within seconds I was approved and money transferred. Its clear, simple to use and well the apr isnt great but you knw what it is when you sign up :)
By: sami
"money sent super quick"
Lending Stream are really helpfull they provide services that are more easy to use then your typical pay day lender. They give you the oportunity to pay back over 4 or 6 months if you wish.
Great service easy to use and they do not bombard you with text messages and phone calls.
By: Emma canning
"Excellent"
Excellent!! Super fast
By: nick
"lendingstream is fast and flexible"
excellent customer service, speedy payout options, easy and flexible repayment options, and offer higher rates for returning clients,
By: sammy
"excellent service"
i received a prompt and good quality service ..
By: ian
"thanks for the help"
needed some extra cash, very helpfull, got the cash fast
By: Garry T Wilkinson
"Amazing"
Lending Stream are so simple with their service. It's just one application and there you go. I'd happily recommend anyone to Lending Stream
By: CW
"Quick and easy!!!!"
Faster and easier than all the rest ive tried!!
By: Mrs Marsh
"It could not have been easier"
I found the application easy and quick to complete with an immediate decision, and a clear agreement.
By: Deb
"THANKS"
Its a good company, gives you more months to pay. But WONT advance you another loan until the other has one more payment, so stops you getting more in to debt. Some other lenders let you just keep adding every month and you have mothing on payday. thanx Lending stream.
By: oluwagbenga
"great company"
they are really great.i applied for payday loan and it approved so quick and i needed more money sameday and they were happy to increase my loan even am a new applicant with outstanding loan with them.i will definite recomend the to anyone.good apr compare to others if you really check
By: patricia
"great company"
I have had 4 loans from Lending Stream and have had no problem with them interest high but heyho are'nt they all, they have never taken anything from my account that i didnt owe, paid my loans early without any problem telephone contact was easy, professional and payment accepted with no quibble or hidden extras.
By: Vicky
"Overall really happy"
They actually give the loan amount you ask for. Their website is good with loads of information. The customer service lady I spoke to was very courteous. Unfortunately the interest rate is still high at 25% a month. Overall I was really happy because I got the £320 I asked for.
By: m cooley
"very quick"
simple to use and very quick' high interest but that is to be expected of this type of loan
By: Babs
"An extremely good service"
Lending Stream continues to give a fast & easy way to secure funds, i will recommend them to anyone..........
By: Cathy
"Always efficient"
Good advice and careful review of your account allows sensivle short term borrowing
By: a siwel
"SIMPLE LENDING NEEDS"
Simple, clear, and accurate.... used a number of times and never been disapointed
By: leader
"read the bits about paying back your loan"
Excellent service, customer service is great, quick, easy to do online, money in next day. Just a reminder: if you pay the loan back in one or two installments then you pay less interest. Call up and pay in one or two installments before going on a web site and saying they took too much money by doing it over 6 months! Er... I think you'll find its up to you how many months you spread the payments over. Read the small print and set payment reminders on your phone or calendar. It'll save you in the end. Really, lending stream has helped me at least 3 times now and never had an issue.
Thanks LS
By: neil
"good service"
good fast service
transparent details
easy application
By: sam
"Superb"
Great company. Fast and firendly. very clear! Thanks x
By: John
"Good Service"
Lending Stream has a quick response time. Everything is straightforward and no cold calling and requesting upfront fees for a loan.
Very satisified..
By: Nilsh
"Straight Approach"
Borrow your desired amount, offcourse slighly expensive but clear and transparent information, you know what you will be paying.
By: izzy
"help needed"
desperate for funds to help with an unexpected bill lending stream were fast and transparent from the onset. this is my second loan and will use them again
By: Doug
"Quick and simple - just like me!"
Very easy to deal with, ideal if you can repay early otherwise a bit pricey.
By: Tracy Deborah Bates
"always there when needed"
very simply on line application, no hasstle and always willing to upgrade ur load.
By: Joshua B
"Very good"
Lending stream is very fast, well priced, and extremely flexible. As far as I'm concerned they are much better than the mainstream counterparts.
By: john
"brill"
BRILL,BRILL,BRILL,How easy was that cash in 30 mins, on line application was simple, service was good and fast,will use again if required no prob.
By: Anthony
"Does What it Says"
Good site,
Ive had one loan, paid back early so I reduced the interest. Happy chappy overall :)
By: M
"HAPPY CUSTOMER!"
FLEXIBLE AND RELIABLE FAST PAYOUT WHEN YOU NEED MONEY
By: robert hancox
"easy money"
great service quick payment and dead easy to apply
By: PAUL FRANKLAND LITTLE
"There are lots of loan scams on the internet!""
I find Lending Stream does exactly what it says on the tin! Lots and lots of loan companies and brokers promise you the earth - and charge a fee - and then dont deliver!
Lending Stream does deliver!
Thanks again
Paul Little
By: Smith
"Think they are helpful"
Lending Stream has been very helpful. I've had no problem. Used them twice now and have always paid back before my time with no problems
By: Andrew
"Clear Terms and Conditions - Helpful Customer Service"
The Lending Stream are extremely helpful. Unlike other payday loan providers you have the flexability to repay over up to six paydays. The amount you repay is fully illustrated for you so that you can clearly see when you need to repay and what amount. You are also shown the total amount payable. You can ring the helpful customerservice team, or logon to your account online in order to see the balance of your accounnt and to make any additional/early repayments. the product is flexable allowing you to repay over a shorter or longer period dependant on your needs. You are also sent email and text reminders in advance of repayments being taken from your account. The level of customer service is second to none. Lending Stream are responsible and helpful lenders
By: Darren T
"Expensive, but very clear, have helped me out a few times"
Lending stream are on the expensive side, but offer a very clear process. the option to choose up to 6 months to repay with no penalty if you pay early is good. At the end of the day if you require money swiftly and with clear terms then Lending stream fit the bill. I would always urge you be aware of what you are entering into whenever you take out a loan of this nature, lending stream keeps this clear throughout.
By: Vivyan
"Caring attitude from Customer Service"
I have used Lending Stream several times over the past 2 years and have always found them to be sensible and caring lenders. On the occasions I have telephoned them the Customer Service staff are polite, thorough and helpful. I know there is bad publicity right now on "payday loans", but I have not found Lending Stream to be in this category. On one occasion I was advised not to take out a loan but to wait until I had cleared the existing one first and then see if I really needed it - they were right, as it turned out I really didn't need to get into extra debt. The fact you can pay this loan over a 6 months period really helps. I will definitely carry on using Lending Stream when I need that "little bit extra for emergencies".
By: MR GREENWOOD
"Hi"
Very useful site and user friendly will use again.
By: Steve
"Quick and Easy service to use"
loved the simplicity and speed
By: kelly
"exellent Lenders"
Ive used lending stream a few times now and i will use them again in the future. There an easy to use lender with very flexible loan terms and i love that you get 6 months to repay.Money in my bank very quickly and Great all round service.
By: James
"Not as bad as they make out below"
To be honest i took out the loan and after completing the application was worried when i came across this website and the large number of negative reviews. however after about 1 hour of thinking i had just been scammed i checked my online bank account and the money was in there which is good news and quite a relief.
it wast the smoothest process in the world due to having to email print screen bank statements but the customer service people i talked to (Mark) was really helpful and guided me through what to do.
I think in the past this company has had a pretty rough rap but they seem to have ironed out the creases with the customer service and payment issues and i thought they were really good and would recommend them
(maybe i was just lucky but i will use them again)
Payback price is only issue but if your on a good wage you can afford to use these guys.
By: John S
"Money in my bank really quick"
Lending Stream that helped me right when I was in real trouble. I was looking for some urgent cash before 10 days of my next pay day. I have asked some of my friends but all went hopeless, then I started searching online for some useful information and got the link of their website. After reading the important information I have applied for the pay day loan of £160 with a small hope. I was waiting for their response and they called me for some information. After some time I have seen money has been transferred directly into my bank account. I was so happy with this money that I have written a thank you mail to them instantly.
By: Steve
"Big Help"
Your review
A lot of expenses came up in one big hit and was at a loss what I could do quickly. I had heard about Lending Stream and was a bit unsure at first, but I am glad I did, a life saver and so easy and quick to fill out the form.
By: Gary
"poor"
Be carefull this company takes twice back than you owe ie £80 they will take £130 or more bake taking money from your account i have reported this to the FSO and trading standards and BBC Watchdog who want to research with me be aware
By: Graham
"Very Expensive, but Easy and Quick"
Like many other providers of pay day loans, their application process is simple, quick and usually gets the desired results i.e. money in the bank.
However, none of the other providers that I have used Wonga, Quick Quid or Pay Day UK charge for a same day transfer. The fact that they then add the £15 to your loan agreement and then change interest on this also is pretty bad pactice. Also don't be fooled by the paying over 4-6 months option, this is not for your convinience, this is a clever ploy to drag as much interest out of you as is humanly possible over the period that you owe them money. In my humble opinion these loans should only ever be taken out and repaid in a short space of time 30 days max, extending them any further than this is very dangerous. In short they are much better providers out there, but they will lend to people with a bad credit score so will help the most desperate.
By: ang
"great"
i thought they were great they helped me no problem got my money straight away no hastle will go back again and recomend .

