Wonga offer short term loans between £50 and £1,000. New customers can borrow up to £400 and if you are a long-standing, trusted customer you can apply for up to £1,000. They are very fast because there's no paperwork or faxing of documents. The loan is for up to 34 days and you can choose which date to repay it.
To apply with Wonga hit the "apply now" button on this page, we'll help you find a loan with Wonga and if you're declined we'll find you the next suitable option. Wonga Will provide you with an instant decision. You will be notified if you need to provide them with any further documentation. They will also carry out a credit check to assess your current situation. Once they have fully reviewed your application, they will ask you to sign the electronic loan agreement. When this all done, the money will transferred to your account in 15 minutes - if your bank has fast cash transfer. If your bank doesn't have fast cash transfer, it will be in your account the next business day.
Overall, Wonga have a very good reputation for speed, most customers stating that the money was in their account within an hour. Wonga also have a good reputation for communicating with their customers: complete recap of the loan, status updates, reminders before payment, confirmation of payment, etc. They are also well known for being one of the cheapest payday lenders on the market.
Reviews
By: Steve
"I think wonga are great"
I Work 40hr's Friday - Monday and get paid every 4 Weeks i have taken out a few wonga loans and think there great i normally take out a £400 loan on a Tuesday and pay it back on a thursday monning when i get paid £408 seem fair to me for a £400 loan for a few days great for me because when i get paid on a thursday im normally busy and end up not doing what i wanted so wonga gives me my payday that little bit earleyer so im not stuck in the payday shopping que
By: Desiree
"Fastest on the web"
I have borrowed from Wonga several times and i have never had any problems with them.
I payed off my loan on time as soon as payday arrives. The service is fast and usually within a couple of hours the funds are in my account as promised. I would recommend Wonga to anyone as they are the fastest on line payday loan provider and they are true to their word.
All the charges are up front when you apply for the loan, so if you can't afford to pay back the amount presented to you, best you don't borrow at all.
I have checked out other payday loan providers, but, for me Wonga is by far the fastest and the best i have found on the web.
I have a clean slate with them as i owe nothing presently, so i am pleased to give my honest input.
thanks